Adaptive Payments Risk
Optimize payment flows, reduce false declines, and minimize chargebacks across card rails, IMPS, RTGS, and NEFT transfers.
Dynamic Routing
Route transactions dynamically based on real-time risk scores. High-risk transactions can be stepped up with additional verification, while low-risk transactions enjoy a frictionless path.
Cross-Channel Intelligence
Correlate signals across different payment rails. A compromised device attempting a failed card transaction will immediately trigger risk alerts for subsequent IMPS transfer attempts.
False Positive Reduction
Our contextual models understand user habits better than static rules, significantly reducing the number of legitimate transactions declined, thereby boosting revenue and customer satisfaction.
Built for enterprise scale
GramionGroup processes billions of events with sub-second latency, ensuring your risk operation never slows down your customer experience.
Reliability engineered for tier-1 financial institutions.
Real-time risk scoring for instant payment rails.
Enterprise-grade security and data privacy controls.
Seamless Integration Ecosystem
Connect your existing data warehouses, core banking systems, and identity providers in days, not months. Our API-first architecture ensures GramionGroup works wherever your data lives.
- Pre-built connectors for major cores
- Real-time event streaming support
- Secure batch processing capabilities
- Customizable webhooks and callbacks
POST /v1/risk/evaluate
{
"event_type": "transaction.created",
"customer_id": "cust_8f92a",
"amount": 2500.00,
"currency": "INR",
"device_fingerprint": "dev_9x81",
"ip_address": "103.24.5.11"
}